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The initially purpose is the fact that most likely you will be paying prime mortgage rates and this will run you additional money over time. Also, an auto loan with a new car or truck probably will become extended more than 5, possibly even Six several years. This can entire much more fascination spanning a a lot longer time period, which suggests the auto can become costing you considerably more money. Additionally you'll have a lot more wear and tear on the brand new auto when compared with you would a used auto.